Availlable on AppStore And PlayStore

Pay Off Credit Cards

with a single monthly payment

✔️ Credit line of up to $8000
✔️ No impact on the score to rates
✔️ Sign up in 2 mins

Accepts all major ban cards

Affordable monthly payments

100% data security 256-bit encryption

Pay off Cards with Bright

How to Pay off cards with Bright ?

01

Download the App and check the rates

Get the best rates and credit limit
with a quick inquiry.

Apply Now ➡️

02

Get the credit line and choose which cards to pay.

Refinance multiple cards up to your
credit limit; pay down and choose more.

Apply Now ➡️

03

Make on-time payments and defeat debt.

Choose how much to pay each month
above your monthly minimum payment.

Apply Now ➡️

See how Bright users reached financial well-being.

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Lance Nelson

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Lance Nelson

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Lance Nelson

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Sergio Lopez

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Todd Curry

⭐⭐⭐⭐

To pay off my credit card debt I’m using Bright money App. It’s really easy to use and their customer service is excellent. They are helpful.

Anmol Singh

Frequently asked questions

Can I pay off or close my account anytime? ➕

Do I need to pay interest fees? ➕

Is there a hard pull on the credit report?➕

Can I pay off or close my account anytime? ➕

Crush Dept today^1

with Bright

Bright-Card

2024 Bright Capital Inc.

Revolving lines of credit are made by CBW Bank, Member FDIC, and Bright Capital Inc., NMLS (2410428), subject to state residency. Personal loans are made by our referral partners independent of Bright. Deposit accounts are provided by Evolve Bank & Trust or CBW Bank, Members FDIC. Bright is a financial technology company and non-depository lender, not a bank.

Revolving line of credit ranging from $500–$8,000 to help repay credit cards. Variable APR range from 9% – 29.99%. Subject to Credit Approval. Final terms may vary depending on credit review, not all applicants will qualify for full loan amount. Not all applicants qualify for the lowest rate. Bright may also offer Personal Loans made by our referral partners.
When you check your rates for Bright Credit we initiate a "soft pull" of your credit. This will NOT impact your credit score. If you’re approved and activate Bright Credit we may do a hard inquiry which may affect your credit score.
Bright uses standard industry practices to determine our customer satisfaction score. It's a metric used in all kinds of businesses to measure customer service and product quality. Businesses calculate their score by taking the number of satisfied customers (those who rated them 4 or higher) and dividing it by the total number of responses.

The product images shown are for illustration purposes only.